{"id":9076,"date":"2025-05-20T18:43:41","date_gmt":"2025-05-20T13:43:41","guid":{"rendered":"https:\/\/biznesreport.uz\/?p=9076"},"modified":"2025-05-20T18:46:00","modified_gmt":"2025-05-20T13:46:00","slug":"ijtimoiy-tarmoqlarda-moliyaviy-xavfsizlik-7-muhim-tavsiya","status":"publish","type":"post","link":"https:\/\/biznesreport.uz\/index.php\/2025\/05\/20\/ijtimoiy-tarmoqlarda-moliyaviy-xavfsizlik-7-muhim-tavsiya\/","title":{"rendered":"Ijtimoiy tarmoqlarda moliyaviy xavfsizlik: 7 muhim tavsiya"},"content":{"rendered":"\n
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Bugungi kunda ijtimoiy tarmoqlar hayotimizning ajralmas qismiga aylangan. Ular orqali yangiliklardan xabardor bo\u2018lamiz, do\u2018stlarimiz bilan muloqot qilamiz, ba\u2019zida hatto ish yuritamiz yoki xaridlar qilamiz. Ammo ushbu qulayliklar bilan bir qatorda, moliyaviy firibgarlik xavfi ham ortib bormoqda. Ijtimoiy tarmoqlardan foydalanayotganda, o\u2018z mablag\u2018laringizni himoya qilish uchun ayrim muhim qoidalarga amal qilish zarur. Quyida moliyaviy xavfsizlikni ta\u2019minlashga yordam beruvchi 7 asosiy tavsiyani ko\u2018rib chiqamiz.<\/p>\n\n\n\n

1. Bank karta ma\u2019lumotlaringizni oshkor qilmang<\/h2>\n\n\n\n

Ba\u2019zi foydalanuvchilar karta raqamlarini do\u2018stlariga pul yuborish uchun ijtimoiy tarmoqlarda bemalol ulashishadi. Bu esa katta xatolik. Karta raqamining o\u2018zi orqali ham pul yechib olish yoki zarar yetkazish mumkin. Ayniqsa, karta fotosuratini joylashtirish \u2013 firibgarlar uchun eshik ochish bilan barobar. Karta ma\u2019lumotlarini faqat ishonchli, shaxsiy aloqalar orqali ulashing.<\/p>\n\n\n\n

2. Asosiy kartangizdan onlayn xaridlar uchun foydalanmang<\/h2>\n\n\n\n

Internet orqali xarid qilish uchun alohida, ayniqsa virtual kartalardan foydalanish maqsadga muvofiq. Oylik tushadigan yoki katta mablag\u2018 saqlanadigan asosiy kartangizni bunday tranzaksiyalar uchun ishlatish xavfli. Agar kartangizdan noto\u2018g\u2018ri foydalanilsa, barcha mablag\u2018laringiz yo\u2018qotilishi mumkin. Shu bois, 3D-Secure kabi xavfsizlik tizimlariga ega xizmatlardan foydalaning.<\/p>\n\n\n\n

3. Ijtimoiy tarmoq sozlamalarida xavfsizlikni kuchaytiring<\/h2>\n\n\n\n

Profilingizga noma\u2019lum kishilar kirishining oldini olish uchun maxfiylik (privacy) sozlamalarini ko\u2018rib chiqing. Ikki bosqichli autentifikatsiyani yoqing \u2013 bu parol bilan birga tasdiqlovchi kodni ham talab qiladi. Bu esa hisobingizni buzib kirishdan himoya qiladi.<\/p>\n\n\n\n

4. Begona qurilmalardan chiqqaningizga ishonch hosil qiling<\/h2>\n\n\n\n

Kafe, ish joyi yoki mehmonxonadagi kompyuterlardan ijtimoiy tarmoqqa kirganingizdan so\u2018ng, albatta, hisobingizdan chiqing. Avtomatik ravishda tizimdan chiqib ketish funksiyasi bo\u2018lmasa, ma\u2019lumotlaringiz boshqa birovning qo\u2018liga tushib qolishi mumkin.<\/p>\n\n\n\n

5. Muhim hujjatlaringizni tarmoqlarda saqlamang<\/h2>\n\n\n\n

Ba\u2019zan foydalanuvchilar o\u2018zlarining pasporti, bank ma\u2019lumotlari yoki boshqa maxfiy hujjatlarini ijtimoiy tarmoqlar orqali o\u2018zlariga yuborishadi yoki saqlab qo\u2018yishadi. Bu esa firibgarlik holatlariga olib kelishi mumkin. Muhim fayllarni faqat ishonchli platformalarda, maxsus himoyalangan joylarda saqlash tavsiya etiladi.<\/p>\n\n\n\n

6. Shaxsiy hayotingiz haqida ortiqcha ma\u2019lumot bermang<\/h2>\n\n\n\n

Ko\u2018pchilik foydalanuvchilar o\u2018z yashash manzili, bolalarining maktabi, ish joyi haqida ochiq postlar qilishadi. Bu esa jinoyatchilar uchun qulay imkoniyat yaratadi. Internetda ortiqcha oshkoralik xavfli bo\u2018lishi mumkin \u2013 ma\u2019lumotlaringiz yomon niyatli shaxslar qo\u2018liga tushmasin.<\/p>\n\n\n\n

7. Noma\u2019lum havolalarga kirmang<\/h2>\n\n\n\n

Telegram, Facebook yoki Instagram orqali yuboriladigan notanish havolalar orqali ko\u2018pincha fishing (ma\u2019lumot o\u2018g\u2018irlash) hujumlari amalga oshiriladi. Sizdan karta raqami yoki parol so\u2018raladigan saytlar firibgarlar tomonidan yaratilgan bo\u2018lishi mumkin. Bunday holatlarda havolani ochishdan oldin uning manbaiga e\u2019tibor bering va shubhali ko\u2018rinsa, uni darhol o\u2018chiring.<\/p>\n\n\n\n

Ijtimoiy tarmoqlardan foydalanish oddiy ko\u2018ringani bilan, moliyaviy xavfsizlik nuqtai nazaridan ehtiyotsizlik qimmatga tushishi mumkin. Yuqorida sanab o\u2018tilgan oddiy, ammo muhim qoidalarga amal qilgan holda siz o\u2018zingizni va jamg\u2018armalaringizni himoya qila olasiz. Internet olamida ongli va ehtiyotkor bo\u2018lish \u2013 eng yaxshi moliyaviy himoyadir.<\/p>\n\n\n\n

Maqola «Finlit<\/a>.uz<\/a>» olinib, qayta ishlandi.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Bugungi kunda ijtimoiy tarmoqlar hayotimizning ajralmas qismiga aylangan. Ular orqali yangiliklardan xabardor bo\u2018lamiz, do\u2018stlarimiz bilan muloqot qilamiz, ba\u2019zida hatto ish yuritamiz yoki xaridlar qilamiz. Ammo ushbu qulayliklar bilan bir qatorda, moliyaviy firibgarlik xavfi ham ortib bormoqda. Ijtimoiy tarmoqlardan foydalanayotganda, o\u2018z mablag\u2018laringizni himoya qilish uchun ayrim muhim qoidalarga amal qilish zarur. Quyida moliyaviy xavfsizlikni ta\u2019minlashga yordam…<\/p>\n","protected":false},"author":1,"featured_media":9077,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,1],"tags":[723,738],"class_list":["post-9076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moliya","category-umumiy","tag-moliyaviysavodxonlik","tag-xavfsizlik-2"],"yoast_head":"\nIjtimoiy tarmoqlarda moliyaviy xavfsizlik: 7 muhim tavsiya - Biznesreport<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/biznesreport.uz\/index.php\/2025\/05\/20\/ijtimoiy-tarmoqlarda-moliyaviy-xavfsizlik-7-muhim-tavsiya\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ijtimoiy tarmoqlarda moliyaviy xavfsizlik: 7 muhim tavsiya - Biznesreport\" \/>\n<meta property=\"og:description\" content=\"Bugungi kunda ijtimoiy tarmoqlar hayotimizning ajralmas qismiga aylangan. 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