{"id":8539,"date":"2025-02-23T17:16:20","date_gmt":"2025-02-23T12:16:20","guid":{"rendered":"https:\/\/biznesreport.uz\/?p=8539"},"modified":"2025-02-23T17:16:29","modified_gmt":"2025-02-23T12:16:29","slug":"open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya","status":"publish","type":"post","link":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/","title":{"rendered":"Open Banking: Moliyaviy sanoatni o&#8217;zgartiruvchi innovatsiya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Open Banking &#8211; bu moliyaviy xizmatlarning yangi modeli bo&#8217;lib, <strong>uchinchi tomon <\/strong>ilovalarga bank ma&#8217;lumotlaridan foydalanish imkoniyatini taqdim etadi.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"473\" src=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3-1024x473.png\" alt=\"\" class=\"wp-image-8541\" srcset=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3-1024x473.png 1024w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3-300x139.png 300w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3-768x355.png 768w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">An&#8217;anaviy bank tizimida ma&#8217;lumotlar har bir bank ichida yopiq holda saqlanadi, bu esa mijozlarga bir nechta platformalar bilan bog\u2018lanish imkoniyatini cheklaydi. Open Banking esa barcha moliyaviy ma\u2019lumotlarni standart formatda uzatish va bank xizmatlarini fintex ilovalar bilan integratsiya qilish imkonini beradi.<br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9-1024x576.png\" alt=\"\" class=\"wp-image-8540\" srcset=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9-1024x576.png 1024w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9-300x169.png 300w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9-768x432.png 768w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9-1536x864.png 1536w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/9.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Open-Banking-qanday-ishlaydi?\">Open Banking qanday ishlaydi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Open Banking asosan quyidagi usullardan foydalanadi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Foydalanuvchilarning bank hisob raqamlari, balanslari va tranzaksiya tarixiga o\u2018qish uchun ruxsat beradi.<\/li>\n\n\n\n<li>To\u2018lovlarni amalga oshirish, avtomatik to\u2018lovlar va boshqa moliyaviy operatsiyalarni bajarish imkonini beradi.<\/li>\n\n\n\n<li>Banklar va uchinchi tomon xizmatlari moliyaviy mahsulotlar va stavkalar haqida ma\u2019lumotlarni almashish uchun foydalanadi.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Open-Banking-xizmatining-salbiy-tomonlari:\">Open Banking xizmatining ijobiy tomonlari:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank xizmatlaridan foydalanish imkoniyati cheklangan mijozlar ham yangi fintex ilovalari orqali moliyaviy xizmatlarga kirish imkoniyatiga ega bo\u2018ladi.<\/li>\n\n\n\n<li>Yangi fintex kompaniyalarning bozorga kirishini osonlashtiradi, bu esa an\u2019anaviy banklar uchun xizmat sifatini yaxshilashga turtki bo\u2018ladi.<\/li>\n\n\n\n<li>Tranzaksiyalar bevosita mijozning bank hisobidan amalga oshirilishi tufayli an\u2019anaviy to\u2018lov tizimlariga qaraganda tezroq va arzonroq bo\u2018ladi.<\/li>\n\n\n\n<li>Banklar va fintex kompaniyalari strategik qarorlarni aniqroq qabul qilish uchun real vaqt rejimidagi moliyaviy ma\u2019lumotlardan foydalanishi mumkin.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10-1024x576.png\" alt=\"\" class=\"wp-image-8543\" srcset=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10-1024x576.png 1024w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10-300x169.png 300w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10-768x432.png 768w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10-1536x864.png 1536w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/10.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Open-Banking-xizmatining-salbiy-tomonlari:\">Open Banking xizmatining salbiy tomonlari:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Shaxsiy ma\u2019lumotlarni himoya qilish va firibgarlikning oldini olish muhim masala hisoblanadi<\/li>\n\n\n\n<li>Tashqi tizimlar bilan integratsiya qiyin bo&#8217;lishi mumkin<\/li>\n\n\n\n<li>An\u2019anaviy banklar va moliyaviy xizmatlar uchun Open Banking yangi tizimga moslashish vaqt va resurs talab etadi.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Open-Banking-bilan-ishlaydigan-dunyo-tizimlari\">Open Banking bilan ishlaydigan dunyo tizimlari<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Open Banking global moliyaviy ekotizimda tobora kengayib bormoqda. Quyidagi yirik kompaniyalar Open Banking xizmatlarini yo\u2018lga qo\u2018ygan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Plaid (AQSh)<\/strong> \u2013 Bank ma\u2019lumotlarini fintex ilovalar bilan bog\u2018lash imkonini beruvchi yetakchi platforma.<\/li>\n\n\n\n<li><strong>Tink (Yevropa)<\/strong> \u2013 Open Banking xizmatlari orqali moliyaviy xizmatlarni soddalashtiruvchi kompaniya.<\/li>\n\n\n\n<li><strong>TrueLayer (Buyuk Britaniya, Yevropa)<\/strong> \u2013 Open Banking orqali tezkor to\u2018lov va hisoblarni boshqarish xizmatlarini taqdim etadi.<\/li>\n\n\n\n<li><strong>Yapily (Buyuk Britaniya)<\/strong> \u2013 Fintex startaplar va banklar uchun Open Banking xizmatlari.<\/li>\n\n\n\n<li><strong>Finicity (AQSh)<\/strong> \u2013 Open Banking asosida kredit skoring va to\u2018lov tizimlarini boshqarish.<\/li>\n\n\n\n<li><strong>Mastercard Open Banking (Global)<\/strong> \u2013 Open Banking infratuzilmasini rivojlantirish va xavfsiz to\u2018lov tizimlarini qo\u2018llab-quvvatlash.<\/li>\n\n\n\n<li><strong>Visa Open Banking (Global)<\/strong> \u2013 Bank ma\u2019lumotlarini fintex xizmatlarga ulash orqali tezkor va xavfsiz tranzaksiyalarni ta\u2019minlash.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12-1024x576.png\" alt=\"\" class=\"wp-image-8544\" srcset=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12-1024x576.png 1024w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12-300x169.png 300w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12-768x432.png 768w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12-1536x864.png 1536w, https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/12.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Xulosa qilib aytganda, Open Banking moliyaviy xizmatlarning kelajagini belgilovchi asosiy omillardan biridir. Bu model tezkor to\u2018lovlar, yaxshilangan moliyaviy boshqaruv va yangi innovatsion xizmatlarni yaratish imkonini beradi. Shu bilan birga, xavfsizlik, va integratsiya masalalariga e\u2019tibor qaratish lozim.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Open Banking &#8211; bu moliyaviy xizmatlarning yangi modeli bo&#8217;lib, uchinchi tomon ilovalarga bank ma&#8217;lumotlaridan foydalanish imkoniyatini taqdim etadi. An&#8217;anaviy bank tizimida ma&#8217;lumotlar har bir bank ichida yopiq holda saqlanadi, bu esa mijozlarga bir nechta platformalar bilan bog\u2018lanish imkoniyatini cheklaydi. Open Banking esa barcha moliyaviy ma\u2019lumotlarni standart formatda uzatish va bank xizmatlarini fintex ilovalar bilan integratsiya&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8541,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[388],"tags":[390,47],"class_list":["post-8539","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-uz","tag-fintex","tag-moliya"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Open Banking: Moliyaviy sanoatni o&#039;zgartiruvchi innovatsiya - Biznesreport<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open Banking: Moliyaviy sanoatni o&#039;zgartiruvchi innovatsiya - Biznesreport\" \/>\n<meta property=\"og:description\" content=\"Open Banking &#8211; bu moliyaviy xizmatlarning yangi modeli bo&#8217;lib, uchinchi tomon ilovalarga bank ma&#8217;lumotlaridan foydalanish imkoniyatini taqdim etadi. An&#8217;anaviy bank tizimida ma&#8217;lumotlar har bir bank ichida yopiq holda saqlanadi, bu esa mijozlarga bir nechta platformalar bilan bog\u2018lanish imkoniyatini cheklaydi. Open Banking esa barcha moliyaviy ma\u2019lumotlarni standart formatda uzatish va bank xizmatlarini fintex ilovalar bilan integratsiya...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\" \/>\n<meta property=\"og:site_name\" content=\"Biznesreport\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-23T12:16:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-23T12:16:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"biznesreport\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"biznesreport\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\"},\"author\":{\"name\":\"biznesreport\",\"@id\":\"https:\/\/biznesreport.uz\/#\/schema\/person\/2044e3e4ccc0ef26d2c719d5e8d098d9\"},\"headline\":\"Open Banking: Moliyaviy sanoatni o&#8217;zgartiruvchi innovatsiya\",\"datePublished\":\"2025-02-23T12:16:20+00:00\",\"dateModified\":\"2025-02-23T12:16:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\"},\"wordCount\":400,\"publisher\":{\"@id\":\"https:\/\/biznesreport.uz\/#organization\"},\"image\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png\",\"keywords\":[\"fintex\",\"moliya\"],\"articleSection\":[\"Fintex\"],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\",\"url\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\",\"name\":\"Open Banking: Moliyaviy sanoatni o'zgartiruvchi innovatsiya - Biznesreport\",\"isPartOf\":{\"@id\":\"https:\/\/biznesreport.uz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png\",\"datePublished\":\"2025-02-23T12:16:20+00:00\",\"dateModified\":\"2025-02-23T12:16:29+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage\",\"url\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png\",\"contentUrl\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png\",\"width\":1280,\"height\":591},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\",\"item\":\"https:\/\/biznesreport.uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Open Banking: Moliyaviy sanoatni o&#8217;zgartiruvchi innovatsiya\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/biznesreport.uz\/#website\",\"url\":\"https:\/\/biznesreport.uz\/\",\"name\":\"Biznesreport - biznes, moliya, bank va texnologiyalar\",\"description\":\"biznes, moliya, bank va texnologiyalar\",\"publisher\":{\"@id\":\"https:\/\/biznesreport.uz\/#organization\"},\"alternateName\":\"Biznesreport\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/biznesreport.uz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/biznesreport.uz\/#organization\",\"name\":\"Biznesreport\",\"alternateName\":\"Biznesreport\",\"url\":\"https:\/\/biznesreport.uz\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/biznesreport.uz\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2024\/10\/cropped-cropped-photo_2024-10-10-10.17.30.jpeg\",\"contentUrl\":\"https:\/\/biznesreport.uz\/wp-content\/uploads\/2024\/10\/cropped-cropped-photo_2024-10-10-10.17.30.jpeg\",\"width\":512,\"height\":512,\"caption\":\"Biznesreport\"},\"image\":{\"@id\":\"https:\/\/biznesreport.uz\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/biznesreport.uz\/#\/schema\/person\/2044e3e4ccc0ef26d2c719d5e8d098d9\",\"name\":\"biznesreport\",\"sameAs\":[\"https:\/\/biznesreport.uz\"],\"url\":\"https:\/\/biznesreport.uz\/index.php\/author\/biznesreport\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Open Banking: Moliyaviy sanoatni o'zgartiruvchi innovatsiya - Biznesreport","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/","og_locale":"uz_UZ","og_type":"article","og_title":"Open Banking: Moliyaviy sanoatni o'zgartiruvchi innovatsiya - Biznesreport","og_description":"Open Banking &#8211; bu moliyaviy xizmatlarning yangi modeli bo&#8217;lib, uchinchi tomon ilovalarga bank ma&#8217;lumotlaridan foydalanish imkoniyatini taqdim etadi. An&#8217;anaviy bank tizimida ma&#8217;lumotlar har bir bank ichida yopiq holda saqlanadi, bu esa mijozlarga bir nechta platformalar bilan bog\u2018lanish imkoniyatini cheklaydi. Open Banking esa barcha moliyaviy ma\u2019lumotlarni standart formatda uzatish va bank xizmatlarini fintex ilovalar bilan integratsiya...","og_url":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/","og_site_name":"Biznesreport","article_published_time":"2025-02-23T12:16:20+00:00","article_modified_time":"2025-02-23T12:16:29+00:00","og_image":[{"width":1280,"height":591,"url":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","type":"image\/png"}],"author":"biznesreport","twitter_card":"summary_large_image","twitter_misc":{"Written by":"biznesreport","Est. reading time":"2 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#article","isPartOf":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/"},"author":{"name":"biznesreport","@id":"https:\/\/biznesreport.uz\/#\/schema\/person\/2044e3e4ccc0ef26d2c719d5e8d098d9"},"headline":"Open Banking: Moliyaviy sanoatni o&#8217;zgartiruvchi innovatsiya","datePublished":"2025-02-23T12:16:20+00:00","dateModified":"2025-02-23T12:16:29+00:00","mainEntityOfPage":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/"},"wordCount":400,"publisher":{"@id":"https:\/\/biznesreport.uz\/#organization"},"image":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage"},"thumbnailUrl":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","keywords":["fintex","moliya"],"articleSection":["Fintex"],"inLanguage":"uz-UZ"},{"@type":"WebPage","@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/","url":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/","name":"Open Banking: Moliyaviy sanoatni o'zgartiruvchi innovatsiya - Biznesreport","isPartOf":{"@id":"https:\/\/biznesreport.uz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage"},"image":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage"},"thumbnailUrl":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","datePublished":"2025-02-23T12:16:20+00:00","dateModified":"2025-02-23T12:16:29+00:00","breadcrumb":{"@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/"]}]},{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#primaryimage","url":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","contentUrl":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","width":1280,"height":591},{"@type":"BreadcrumbList","@id":"https:\/\/biznesreport.uz\/index.php\/2025\/02\/23\/open-banking-moliyaviy-sanoatni-ozgartiruvchi-innovatsiya\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430","item":"https:\/\/biznesreport.uz\/"},{"@type":"ListItem","position":2,"name":"Open Banking: Moliyaviy sanoatni o&#8217;zgartiruvchi innovatsiya"}]},{"@type":"WebSite","@id":"https:\/\/biznesreport.uz\/#website","url":"https:\/\/biznesreport.uz\/","name":"Biznesreport - biznes, moliya, bank va texnologiyalar","description":"biznes, moliya, bank va texnologiyalar","publisher":{"@id":"https:\/\/biznesreport.uz\/#organization"},"alternateName":"Biznesreport","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/biznesreport.uz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"uz-UZ"},{"@type":"Organization","@id":"https:\/\/biznesreport.uz\/#organization","name":"Biznesreport","alternateName":"Biznesreport","url":"https:\/\/biznesreport.uz\/","logo":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/biznesreport.uz\/#\/schema\/logo\/image\/","url":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2024\/10\/cropped-cropped-photo_2024-10-10-10.17.30.jpeg","contentUrl":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2024\/10\/cropped-cropped-photo_2024-10-10-10.17.30.jpeg","width":512,"height":512,"caption":"Biznesreport"},"image":{"@id":"https:\/\/biznesreport.uz\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/biznesreport.uz\/#\/schema\/person\/2044e3e4ccc0ef26d2c719d5e8d098d9","name":"biznesreport","sameAs":["https:\/\/biznesreport.uz"],"url":"https:\/\/biznesreport.uz\/index.php\/author\/biznesreport\/"}]}},"jetpack_featured_media_url":"https:\/\/biznesreport.uz\/wp-content\/uploads\/2025\/02\/image-3.png","_links":{"self":[{"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/posts\/8539","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/comments?post=8539"}],"version-history":[{"count":1,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/posts\/8539\/revisions"}],"predecessor-version":[{"id":8545,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/posts\/8539\/revisions\/8545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/media\/8541"}],"wp:attachment":[{"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/media?parent=8539"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/categories?post=8539"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/biznesreport.uz\/index.php\/wp-json\/wp\/v2\/tags?post=8539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}